You may need to understand your own credit report before going for mortgage or refinancing. It helps to improve the approval and to get better rate.
Click here for info about Credit Bureau of Bank Negara.
Click here for the form.
Bring along enough documents to avoid rejection by the officer.
- Loan Declaration Form;
- A clear photocopy of your MyKad (both sides); and
- Any combination of two other documents (with your name and address stated clearly on each copy) from the following:
- Driving licence;
- Water bill;
- Electricity bill; or
- Telephone bill.
- Bank account statement;
- Credit card statement; or
- EPF statement.