Thursday, October 14, 2010

How to get your own CCRIS report?

The credit report can be obtained from Bank Negara Malaysia at no cost to individual and applicant shall bring original documents along for verification purposes.

You may need to understand your own credit report before going for mortgage or refinancing. It helps to improve the approval and to get better rate.

Click here for info about Credit Bureau of Bank Negara.
Click here for the form.

Bring along enough documents to avoid rejection by the officer.

Document required:-
  • Loan Declaration Form;
  • A clear photocopy of your MyKad (both sides); and
  • Any combination of two other documents (with your name and address stated clearly on each copy) from the following:
    • Driving licence;
    • Passport;
    • Water bill;
    • Electricity bill; or
    • Telephone bill.
However, if the above documents are not available, you may provide alternative documents such as:
    • Bank account statement;
    • Credit card statement; or
    • EPF statement.