1. Some people comment that we should buy insurance from full time agent but I don't think so..why? Full time agent's income just depends on the commission and sometimes very desperate to get sales, they might promote plan with higher profit margin but might not the best for client, they got plenty of time and thus will "kacau" until you buy, they very hardworking to visit you and ask u to upgrade & upgrade..This only my point of view.
So, when choose agent, I believe is to choose those will propose the plan according to your needs and able to explain why recommend that plan compare with others plan. Hm..is better that agent already in this field for more than 2 years. If too new, afraid they will quit after 1-2 yr.
2. usuallly go for fren of family member that u trust !!
What is your say?