Today is the last day for year 2010. What have you achieved in year 2010, financially?
Without planning, there will be no goal.
Without goal, you might not have a direction.
Without direction, it doesn't matter where you go and what you do.
No wonder those without planning, highly likely will be ended up financially poorer.
With goal, even you just target to clear all debt, once achieved you will have a sense of satisfaction and accomplishment.
Don't wait any longer, start planning today for year 2011 (or next 3 years).
Those who fails to plan, are actually plan to fail.
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