Banks are now offering very attractive CASH BACK on cards, why don't we make use of it to save time and money.
I am comparing 3 credit cards offering CASH BACK, if you know any BETTER cards, please share with "comment".
Card # 1 - OCBC Titanium (Click HERE to apply)
Card # 2 - Citibank Platinum Cash Back
Card # 3 - OCBC Great Eastern Platinum (Update: To compare OCBC Great Eastern Titanium as Platinum card's entry level is too high and not comparable with the other two cards)
Click here for the table.
- OCBC Titanum is a MUST HAVE Card for almost everyone (lowest entry with only RM36,000 annual income)
- If you have higher spending on credit card, you have to add CITIBANK CASH BACK as OCBC Titanium only gives RM50 cash back per month.
- If you have much higher spending (over RM10,000) per month and is a policyholder of Great Eastern Policy, you should have OCBC Great Eastern Titanium.
- The higher income you are, the better deal you will have. Fair or unfair? For me, it is a reward for people who work hard to be there. (and also paying more taxes)