What do you do with a Windfall?

In the spring issue of Schwab's On Investing magazine (not a Malaysia magazine), they asked 12,000 of their clients what they would do if they received $25,000 unexpectedly. The results were:

• 62% - invest the money
• 29% - save it
• 24% - pay off debt
• 14% - spend it
• 6% - donate money to charity

If I have a RM25,000 windfall, I will spent 1/2, invest 1/2. How about you?

If the windfall is RM1million then I will seriously consider "instant retirement" from day job so i can do something different to earn money.