MRTA vs MLTA (by Personal Money Nov 2011)

Which is the right coverage for a loan seeker?

Key points in this article:-

• MRTA - Cheap for a reason.
• Is it smart to use existing life policies?
• MLTA - Benefits at a cost.
• Not cheaper or better.

My conclusion:
MLTA is widely accepted since last two years, thanks to hardworking life insurance agents. It comes as an option for consumer to select a better option for them, no right or wrong, no cheaper or more expensive but something able meet individual's unique requirement.

Source: Personal Money - November 2011 Page 46 to Page 48