Insurance, make sure you understand what is covered and what isn’t.

Almost everyone we know, including ourselves, have or had bought insurance before.

• If you drive, you might have bought Motor Insurance.

• If you are property owner, you will have paid for Fire Insurance. 

• If you like to travel, Travel Insurance. 

• Common one will be Life Insurance with Medical Plan. 

So, how much you know about your insurance policy?

After heavy rain, many car owners will ask their agent, "my car got cover flood"?

Seriously and honestly, when come to insurance, most people have no time, no interest, no knowledge to know the details.

Well, good news for us, you can talk to an Independent Financial Adviser to help you review your insurance policies, at least he/she will help you to figure out what is covered and what isn't.

Paying too much premium is small problem as compared to not paying for the right coverage, when things happened.