You need Independent Financial Adviser but likely you are always being sold by....... commission-oriented agents or consultant or whatever nice title they carry with their fancy business card.
Yet, it is not uncommon for young bank employees to label themselves as "Adviser" or "Consultant" when they are not only not independent but have QUOTA to fulfill to keep their job and get their bonuses.
Consumers in Malaysia need Independent Financial Adviser who are NOT biased towards any life insurance and unit trust companies.
There are over 26 Financial Adviser companies licensed by Bank Negara now, with over 600 (FA) Representatives to provide such services to the consumers. These FA Rep usually either with RFP or CFP certification.
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Market Outlook as at October 17, 2017
19 minutes ago